Analyze

This is the explainable layer I run before ML: malice, payment-brand spoof, known-good + auth_pass, abused TLDs, toll-free callbacks. I’d rather hold a borderline note than miss a wire. The gated SGD champion is not on this page — I don’t publish weights.

Try: PayPal spoof Cap1 + auth pass Cap1 + auth fail IRS smish Vish callback